Do you want to save thousands of dollars in interest on your mortgage? Probably not even worth asking, of course you do! There’s a little trick that will do the trick - rather than sticking to the same payment per month, pay a little bit more. All you have to do is round up your payment to the nearest hundredth.

For example, if your mortgage is $300,000 set at 30-year, fixed-rate with 5 percent interest and your monthly payment is $1,610.46, you’ll make 360 payments, totaling $531,451.80. But if you were to round up to $1,700 (paying an extra $89.54 a month), you’ll save more than $36,500 in interest. Crazy, aye? You’ll cut the length of your mortgage by nearly three and a half years!

This is only recommended if you can afford to do so because this additional payment might be better off saved for an emergency. So before you put more into your mortgage, make sure you have paid off your debts and still have enough to save on the side. If you need help in figuring out your savings, try this calculator.